Call reports 2023
CARROLLTON BANK — 2023
What CARROLLTON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,156,215,000 | 3,239,758,000 | 3,299,722,000 | 3,339,855,000 |
| Total loans | 2,495,301,000 | 2,584,864,000 | 2,639,453,000 | 2,695,302,000 |
| Allowance for loan losses | 31,594,000 | 32,828,000 | 33,390,000 | 34,208,000 |
| Securities available for sale | 251,971,000 | 244,328,000 | 235,917,000 | 231,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,915,355,000 | 2,980,409,000 | 3,031,035,000 | 3,063,055,000 |
| Interest-bearing deposits | 2,341,123,000 | 2,417,834,000 | 2,475,960,000 | 2,521,136,000 |
| Noninterest-bearing deposits | 574,232,000 | 562,575,000 | 555,075,000 | 541,919,000 |
| Equity capital | 218,853,000 | 236,378,000 | 244,577,000 | 252,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 34,624,000 | 73,087,000 | 114,096,000 | 156,931,000 |
| Interest expense | 11,745,000 | 27,732,000 | 45,340,000 | 63,986,000 |
| Net interest income | 22,879,000 | 45,355,000 | 68,756,000 | 92,945,000 |
| Noninterest income | 3,210,000 | 6,056,000 | 9,123,000 | 11,677,000 |
| Noninterest expense | 16,549,000 | 34,095,000 | 52,515,000 | 70,593,000 |
| Provision for loan losses | 1,743,000 | 2,829,000 | 4,164,000 | 5,049,000 |
| Pretax income | 7,831,000 | 14,520,000 | 21,087,000 | 28,964,000 |
| Income tax | 454,000 | 717,000 | -3,006,000 | -2,838,000 |
| Net income | 7,377,000 | 13,803,000 | 24,093,000 | 31,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 238,111,000 | 255,738,000 | 262,328,000 | 264,587,000 |
| Total capital | 270,351,000 | 289,212,000 | 296,464,000 | 299,541,000 |
| Risk-weighted assets | 2,624,231,000 | 2,706,349,000 | 2,762,697,000 | 2,849,981,000 |