Call reports 2016
CARROLLTON BANK — 2016
What CARROLLTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,247,606,000 | 1,321,613,000 | 1,398,794,000 | 1,443,000,000 |
| Total loans | 1,027,587,000 | 1,096,434,000 | 1,129,896,000 | 1,193,330,000 |
| Allowance for loan losses | 15,369,000 | 16,361,000 | 16,919,000 | 17,858,000 |
| Securities available for sale | 136,463,000 | 137,750,000 | 132,842,000 | 150,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,024,273,000 | 1,096,705,000 | 1,171,700,000 | 1,214,837,000 |
| Interest-bearing deposits | 850,086,000 | 905,761,000 | 970,610,000 | 1,008,778,000 |
| Noninterest-bearing deposits | 174,187,000 | 190,944,000 | 201,090,000 | 206,059,000 |
| Equity capital | 103,164,000 | 104,390,000 | 106,281,000 | 106,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,883,000 | 22,212,000 | 34,222,000 | 46,654,000 |
| Interest expense | 1,785,000 | 3,715,000 | 5,758,000 | 7,873,000 |
| Net interest income | 9,098,000 | 18,497,000 | 28,464,000 | 38,781,000 |
| Noninterest income | 1,148,000 | 2,420,000 | 4,229,000 | 6,179,000 |
| Noninterest expense | 6,498,000 | 13,776,000 | 21,399,000 | 29,688,000 |
| Provision for loan losses | 0 | 1,055,000 | 1,584,000 | 2,515,000 |
| Pretax income | 3,995,000 | 6,486,000 | 10,110,000 | 13,157,000 |
| Income tax | 19,000 | 34,000 | 49,000 | 64,000 |
| Net income | 3,976,000 | 6,452,000 | 10,061,000 | 13,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,640,000 | 103,116,000 | 105,226,000 | 108,257,000 |
| Total capital | 116,074,000 | 117,263,000 | 119,742,000 | 123,672,000 |
| Risk-weighted assets | 1,072,821,000 | 1,129,530,000 | 1,158,911,000 | 1,230,725,000 |