Call reports 2015
CARROLLTON BANK — 2015
What CARROLLTON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,181,054,000 | 1,186,695,000 | 1,213,252,000 | 1,237,292,000 |
| Total loans | 919,487,000 | 933,280,000 | 965,950,000 | 1,000,521,000 |
| Allowance for loan losses | 14,350,000 | 14,261,000 | 14,487,000 | 15,350,000 |
| Securities available for sale | 205,157,000 | 191,761,000 | 184,103,000 | 160,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 965,995,000 | 940,616,000 | 991,798,000 | 1,015,581,000 |
| Interest-bearing deposits | 811,938,000 | 785,491,000 | 827,704,000 | 838,182,000 |
| Noninterest-bearing deposits | 154,057,000 | 155,125,000 | 164,094,000 | 177,399,000 |
| Equity capital | 94,973,000 | 95,651,000 | 98,588,000 | 100,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,876,000 | 19,956,000 | 30,285,000 | 40,967,000 |
| Interest expense | 1,769,000 | 3,497,000 | 5,258,000 | 7,034,000 |
| Net interest income | 8,107,000 | 16,459,000 | 25,027,000 | 33,933,000 |
| Noninterest income | 1,426,000 | 2,966,000 | 4,293,000 | 5,755,000 |
| Noninterest expense | 5,918,000 | 11,990,000 | 18,173,000 | 24,698,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 1,007,000 |
| Pretax income | 3,620,000 | 7,437,000 | 11,148,000 | 14,159,000 |
| Income tax | 24,000 | 47,000 | 70,000 | 92,000 |
| Net income | 3,596,000 | 7,390,000 | 11,078,000 | 14,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,019,000 | 96,313,000 | 97,776,000 | 100,764,000 |
| Total capital | 107,439,000 | 108,637,000 | 110,512,000 | 113,734,000 |
| Risk-weighted assets | 991,954,000 | 983,945,000 | 1,017,142,000 | 1,035,207,000 |