Call reports 2008
CARROLLTON BANK — 2008
What CARROLLTON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 698,100,000 | 696,321,000 | 700,967,000 | 731,442,000 |
| Total loans | 536,939,000 | 562,291,000 | 573,952,000 | 577,643,000 |
| Allowance for loan losses | 7,072,000 | 7,035,000 | 7,167,000 | 7,259,000 |
| Securities available for sale | 103,276,000 | 95,070,000 | 88,078,000 | 90,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,842,000 | 552,774,000 | 558,108,000 | 597,476,000 |
| Interest-bearing deposits | 515,268,000 | 506,152,000 | 507,566,000 | 545,023,000 |
| Noninterest-bearing deposits | 49,574,000 | 46,622,000 | 50,542,000 | 52,453,000 |
| Equity capital | 53,672,000 | 53,393,000 | 54,803,000 | 57,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,076,000 | 19,651,000 | 29,254,000 | 38,676,000 |
| Interest expense | 4,866,000 | 9,032,000 | 13,220,000 | 17,487,000 |
| Net interest income | 5,210,000 | 10,619,000 | 16,034,000 | 21,189,000 |
| Noninterest income | 750,000 | 1,908,000 | 2,561,000 | 3,230,000 |
| Noninterest expense | 3,021,000 | 6,254,000 | 9,639,000 | 13,151,000 |
| Provision for loan losses | -2,000 | 1,000 | 219,000 | 462,000 |
| Pretax income | 2,942,000 | 6,270,000 | 8,734,000 | 10,801,000 |
| Income tax | 46,000 | 46,000 | 46,000 | 46,000 |
| Net income | 2,896,000 | 6,224,000 | 8,688,000 | 10,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,503,000 | 52,461,000 | 53,564,000 | 55,481,000 |
| Total capital | 58,104,000 | 59,289,000 | 60,456,000 | 62,394,000 |
| Risk-weighted assets | 526,871,000 | 545,277,000 | 550,312,000 | 551,920,000 |