Call reports 2007
CARROLLTON BANK — 2007
What CARROLLTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 662,242,000 | 664,691,000 | 659,569,000 | 676,442,000 |
| Total loans | 498,975,000 | 507,931,000 | 506,918,000 | 528,037,000 |
| Allowance for loan losses | 6,270,000 | 6,369,000 | 6,399,000 | 6,926,000 |
| Securities available for sale | 131,317,000 | 122,526,000 | 116,528,000 | 111,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,303,000 | 558,174,000 | 556,189,000 | 558,412,000 |
| Interest-bearing deposits | 507,320,000 | 508,260,000 | 510,740,000 | 511,509,000 |
| Noninterest-bearing deposits | 48,983,000 | 49,914,000 | 45,449,000 | 46,903,000 |
| Equity capital | 46,399,000 | 45,785,000 | 47,943,000 | 51,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,164,000 | 20,466,000 | 31,041,000 | 41,499,000 |
| Interest expense | 5,951,000 | 11,953,000 | 18,064,000 | 23,791,000 |
| Net interest income | 4,213,000 | 8,513,000 | 12,977,000 | 17,708,000 |
| Noninterest income | 562,000 | 1,182,000 | 1,768,000 | 2,430,000 |
| Noninterest expense | 2,969,000 | 5,852,000 | 8,857,000 | 11,720,000 |
| Provision for loan losses | 232,000 | 344,000 | 403,000 | 15,000 |
| Pretax income | 1,577,000 | 3,502,000 | 5,488,000 | 8,406,000 |
| Income tax | 65,000 | 65,000 | 65,000 | 65,000 |
| Net income | 1,512,000 | 3,437,000 | 5,423,000 | 8,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,708,000 | 46,912,000 | 47,836,000 | 50,540,000 |
| Total capital | 52,860,000 | 53,154,000 | 54,012,000 | 56,961,000 |
| Risk-weighted assets | 491,288,000 | 498,453,000 | 493,090,000 | 512,406,000 |