Call reports 2006
CARROLLTON BANK — 2006
What CARROLLTON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 636,547,000 | 659,692,000 | 663,955,000 | 669,066,000 |
| Total loans | 443,896,000 | 471,668,000 | 483,038,000 | 491,715,000 |
| Allowance for loan losses | 5,627,000 | 5,934,000 | 6,055,000 | 6,167,000 |
| Securities available for sale | 148,307,000 | 153,052,000 | 149,036,000 | 141,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,327,000 | 562,146,000 | 556,829,000 | 559,547,000 |
| Interest-bearing deposits | 526,004,000 | 516,894,000 | 511,393,000 | 511,778,000 |
| Noninterest-bearing deposits | 46,323,000 | 45,252,000 | 45,436,000 | 47,769,000 |
| Equity capital | 41,836,000 | 40,695,000 | 43,884,000 | 45,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,564,000 | 18,060,000 | 28,089,000 | 38,299,000 |
| Interest expense | 4,556,000 | 9,672,000 | 15,512,000 | 21,461,000 |
| Net interest income | 4,008,000 | 8,388,000 | 12,577,000 | 16,838,000 |
| Noninterest income | 563,000 | 1,138,000 | 1,736,000 | 2,325,000 |
| Noninterest expense | 2,743,000 | 5,611,000 | 8,447,000 | 11,211,000 |
| Provision for loan losses | 155,000 | 490,000 | 615,000 | 885,000 |
| Pretax income | 1,673,000 | 3,425,000 | 5,245,000 | 7,061,000 |
| Income tax | 47,000 | 26,000 | -71,000 | -71,000 |
| Net income | 1,626,000 | 3,399,000 | 5,316,000 | 7,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,474,000 | 43,662,000 | 44,534,000 | 46,262,000 |
| Total capital | 49,101,000 | 49,543,000 | 50,499,000 | 52,337,000 |
| Risk-weighted assets | 451,974,000 | 469,705,000 | 476,382,000 | 485,904,000 |