Call reports 2005
CARROLLTON BANK — 2005
What CARROLLTON BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 508,632,000 | 581,881,000 | 585,517,000 | 606,413,000 |
| Total loans | 350,981,000 | 381,246,000 | 407,352,000 | 432,219,000 |
| Allowance for loan losses | 4,399,000 | 4,881,000 | 5,231,000 | 5,488,000 |
| Securities available for sale | 99,585,000 | 161,377,000 | 147,193,000 | 137,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,500,000 | 516,949,000 | 515,598,000 | 517,468,000 |
| Interest-bearing deposits | 405,435,000 | 472,380,000 | 473,967,000 | 473,233,000 |
| Noninterest-bearing deposits | 40,065,000 | 44,569,000 | 41,632,000 | 44,236,000 |
| Equity capital | 37,049,000 | 42,188,000 | 41,458,000 | 40,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,496,000 | 12,390,000 | 19,996,000 | 28,107,000 |
| Interest expense | 2,152,000 | 5,476,000 | 9,227,000 | 13,183,000 |
| Net interest income | 3,344,000 | 6,914,000 | 10,769,000 | 14,924,000 |
| Noninterest income | 531,000 | 1,107,000 | 1,679,000 | 2,267,000 |
| Noninterest expense | 2,309,000 | 4,905,000 | 7,431,000 | 10,108,000 |
| Provision for loan losses | 322,000 | 805,000 | 1,710,000 | 3,590,000 |
| Pretax income | 1,244,000 | 2,310,000 | 3,297,000 | 3,457,000 |
| Income tax | 77,000 | 77,000 | 77,000 | 77,000 |
| Net income | 1,167,000 | 2,233,000 | 3,220,000 | 3,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,628,000 | 41,831,000 | 42,047,000 | 41,981,000 |
| Total capital | 42,028,000 | 46,712,000 | 47,253,000 | 47,469,000 |
| Risk-weighted assets | 363,232,000 | 399,106,000 | 415,737,000 | 438,764,000 |