Call reports 2004
CARROLLTON BANK — 2004
What CARROLLTON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 419,021,000 | 420,702,000 | 431,987,000 | 447,758,000 |
| Total loans | 289,956,000 | 300,170,000 | 318,508,000 | 334,052,000 |
| Allowance for loan losses | 3,936,000 | 4,044,000 | 4,200,000 | 4,424,000 |
| Securities available for sale | 92,840,000 | 86,635,000 | 83,477,000 | 78,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,902,000 | 351,726,000 | 351,852,000 | 370,780,000 |
| Interest-bearing deposits | 319,302,000 | 312,588,000 | 313,083,000 | 330,056,000 |
| Noninterest-bearing deposits | 37,600,000 | 39,138,000 | 38,769,000 | 40,724,000 |
| Equity capital | 36,041,000 | 34,991,000 | 36,354,000 | 37,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,647,000 | 9,273,000 | 14,152,000 | 19,291,000 |
| Interest expense | 1,572,000 | 3,150,000 | 4,821,000 | 6,628,000 |
| Net interest income | 3,075,000 | 6,123,000 | 9,331,000 | 12,663,000 |
| Noninterest income | 575,000 | 1,219,000 | 1,785,000 | 2,359,000 |
| Noninterest expense | 2,126,000 | 4,339,000 | 6,574,000 | 8,738,000 |
| Provision for loan losses | 220,000 | 330,000 | 495,000 | 815,000 |
| Pretax income | 1,293,000 | 2,616,000 | 3,953,000 | 5,362,000 |
| Income tax | 30,000 | 30,000 | 30,000 | 30,000 |
| Net income | 1,263,000 | 2,586,000 | 3,923,000 | 5,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,395,000 | 34,864,000 | 35,611,000 | 37,260,000 |
| Total capital | 38,142,000 | 38,720,000 | 39,667,000 | 41,513,000 |
| Risk-weighted assets | 299,490,000 | 308,568,000 | 324,341,000 | 339,277,000 |