Call reports 2003
CARROLLTON BANK — 2003
What CARROLLTON BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 410,362,000 | 415,825,000 | 418,243,000 | 420,548,000 |
| Total loans | 253,079,000 | 258,567,000 | 263,938,000 | 270,838,000 |
| Allowance for loan losses | 4,007,000 | 3,912,000 | 3,729,000 | 3,712,000 |
| Securities available for sale | 125,956,000 | 119,596,000 | 118,686,000 | 112,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,785,000 | 360,414,000 | 362,549,000 | 364,515,000 |
| Interest-bearing deposits | 317,218,000 | 321,660,000 | 324,682,000 | 324,431,000 |
| Noninterest-bearing deposits | 38,567,000 | 38,754,000 | 37,867,000 | 40,084,000 |
| Equity capital | 33,464,000 | 34,092,000 | 34,287,000 | 34,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,891,000 | 9,563,000 | 14,105,000 | 18,789,000 |
| Interest expense | 1,885,000 | 3,767,000 | 5,530,000 | 7,174,000 |
| Net interest income | 3,006,000 | 5,796,000 | 8,575,000 | 11,615,000 |
| Noninterest income | 858,000 | 2,061,000 | 3,041,000 | 3,645,000 |
| Noninterest expense | 2,026,000 | 4,330,000 | 6,572,000 | 8,767,000 |
| Provision for loan losses | 50,000 | 50,000 | 150,000 | 665,000 |
| Pretax income | 1,768,000 | 3,448,000 | 4,870,000 | 5,807,000 |
| Income tax | 908,000 | 948,000 | 968,000 | 974,000 |
| Net income | 860,000 | 2,500,000 | 3,902,000 | 4,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,857,000 | 31,543,000 | 32,485,000 | 33,397,000 |
| Total capital | 34,187,000 | 34,983,000 | 36,011,000 | 36,974,000 |
| Risk-weighted assets | 265,755,000 | 274,702,000 | 281,866,000 | 286,002,000 |