Call reports 2002
CARROLLTON BANK — 2002
What CARROLLTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 387,006,000 | 393,744,000 | 408,273,000 | 406,521,000 |
| Total loans | 252,648,000 | 254,099,000 | 253,476,000 | 247,091,000 |
| Allowance for loan losses | 3,046,000 | 3,306,000 | 3,220,000 | 3,899,000 |
| Securities available for sale | 94,108,000 | 105,966,000 | 114,951,000 | 125,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,239,000 | 342,838,000 | 355,245,000 | 352,892,000 |
| Interest-bearing deposits | 315,757,000 | 310,417,000 | 322,222,000 | 318,677,000 |
| Noninterest-bearing deposits | 31,482,000 | 32,421,000 | 33,023,000 | 34,215,000 |
| Equity capital | 28,426,000 | 30,068,000 | 31,522,000 | 32,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,443,000 | 10,829,000 | 16,225,000 | 21,407,000 |
| Interest expense | 2,259,000 | 4,381,000 | 6,565,000 | 8,611,000 |
| Net interest income | 3,184,000 | 6,448,000 | 9,660,000 | 12,796,000 |
| Noninterest income | 426,000 | 820,000 | 1,379,000 | 2,213,000 |
| Noninterest expense | 1,962,000 | 3,972,000 | 5,968,000 | 8,147,000 |
| Provision for loan losses | 220,000 | 514,000 | 739,000 | 1,595,000 |
| Pretax income | 1,438,000 | 2,787,000 | 4,337,000 | 5,272,000 |
| Income tax | 435,000 | 886,000 | 1,379,000 | 1,675,000 |
| Net income | 1,003,000 | 1,901,000 | 2,958,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,383,000 | 28,292,000 | 29,357,000 | 29,997,000 |
| Total capital | 30,429,000 | 31,563,000 | 32,577,000 | 33,276,000 |
| Risk-weighted assets | 253,228,000 | 261,674,000 | 262,352,000 | 261,652,000 |