Call reports 2001
CARROLLTON BANK — 2001
What CARROLLTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 385,674,000 | 392,754,000 | 396,230,000 | 394,524,000 |
| Total loans | 275,293,000 | 269,899,000 | 265,381,000 | 252,849,000 |
| Allowance for loan losses | 2,468,000 | 2,478,000 | 2,642,000 | 2,827,000 |
| Securities available for sale | 60,001,000 | 71,384,000 | 97,087,000 | 98,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,941,000 | 354,542,000 | 356,754,000 | 355,279,000 |
| Interest-bearing deposits | 319,965,000 | 324,721,000 | 327,587,000 | 321,938,000 |
| Noninterest-bearing deposits | 27,976,000 | 29,821,000 | 29,167,000 | 33,341,000 |
| Equity capital | 25,678,000 | 26,275,000 | 27,506,000 | 27,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,447,000 | 13,000,000 | 19,446,000 | 25,392,000 |
| Interest expense | 4,161,000 | 8,021,000 | 11,544,000 | 14,388,000 |
| Net interest income | 2,286,000 | 4,979,000 | 7,902,000 | 11,004,000 |
| Noninterest income | 277,000 | 647,000 | 1,025,000 | 1,565,000 |
| Noninterest expense | 1,795,000 | 3,655,000 | 5,492,000 | 7,438,000 |
| Provision for loan losses | 42,000 | 97,000 | 272,000 | 457,000 |
| Pretax income | 722,000 | 1,883,000 | 3,174,000 | 4,685,000 |
| Income tax | 229,000 | 578,000 | 958,000 | 1,403,000 |
| Net income | 493,000 | 1,305,000 | 2,216,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,673,000 | 25,197,000 | 25,719,000 | 26,368,000 |
| Total capital | 27,141,000 | 27,675,000 | 28,361,000 | 29,195,000 |
| Risk-weighted assets | 263,281,000 | 259,143,000 | 260,960,000 | 252,405,000 |