Call reports 2005
BANK OF TAZEWELL COUNTY — 2005
What BANK OF TAZEWELL COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 340,800,000 | 332,437,000 | 342,234,000 | 348,045,000 |
| Total loans | 173,921,000 | 174,937,000 | 173,375,000 | 171,524,000 |
| Allowance for loan losses | 2,520,000 | 2,528,000 | 2,586,000 | 2,464,000 |
| Securities available for sale | 73,367,000 | 71,138,000 | 73,888,000 | 79,403,000 |
| Securities held to maturity | 61,125,000 | 62,316,000 | 62,272,000 | 61,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,269,000 | 295,690,000 | 304,600,000 | 311,016,000 |
| Interest-bearing deposits | 247,756,000 | 240,365,000 | 253,456,000 | 258,644,000 |
| Noninterest-bearing deposits | 56,513,000 | 55,325,000 | 51,144,000 | 52,372,000 |
| Equity capital | 35,198,000 | 35,603,000 | 36,248,000 | 35,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,332,000 | 8,789,000 | 13,292,000 | 17,840,000 |
| Interest expense | 1,411,000 | 2,890,000 | 4,646,000 | 6,536,000 |
| Net interest income | 2,921,000 | 5,899,000 | 8,646,000 | 11,304,000 |
| Noninterest income | 413,000 | 782,000 | 1,178,000 | 1,593,000 |
| Noninterest expense | 2,098,000 | 4,172,000 | 6,246,000 | 8,199,000 |
| Provision for loan losses | 198,000 | 396,000 | 563,000 | 569,000 |
| Pretax income | 1,037,000 | 2,154,000 | 3,056,000 | 4,170,000 |
| Income tax | 139,000 | 338,000 | 455,000 | 643,000 |
| Net income | 898,000 | 1,816,000 | 2,601,000 | 3,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,189,000 | 28,376,000 | 29,327,000 | 29,717,000 |
| Total capital | 30,709,000 | 30,904,000 | 31,913,000 | 32,181,000 |
| Risk-weighted assets | 215,382,000 | 211,922,000 | 213,224,000 | 213,777,000 |