Call reports 2004
BANK OF TAZEWELL COUNTY — 2004
What BANK OF TAZEWELL COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 297,164,000 | 307,704,000 | 309,231,000 | 321,236,000 |
| Total loans | 154,525,000 | 162,410,000 | 161,920,000 | 161,309,000 |
| Allowance for loan losses | 2,314,000 | 2,355,000 | 2,393,000 | 2,431,000 |
| Securities available for sale | 64,281,000 | 62,638,000 | 62,970,000 | 63,884,000 |
| Securities held to maturity | 57,869,000 | 58,670,000 | 57,543,000 | 56,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,307,000 | 274,063,000 | 273,446,000 | 285,328,000 |
| Interest-bearing deposits | 226,814,000 | 237,450,000 | 235,669,000 | 235,734,000 |
| Noninterest-bearing deposits | 34,493,000 | 36,613,000 | 37,777,000 | 49,594,000 |
| Equity capital | 34,800,000 | 32,989,000 | 35,154,000 | 34,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,064,000 | 8,216,000 | 12,376,000 | 16,581,000 |
| Interest expense | 1,266,000 | 2,591,000 | 3,946,000 | 5,315,000 |
| Net interest income | 2,798,000 | 5,625,000 | 8,430,000 | 11,266,000 |
| Noninterest income | 493,000 | 849,000 | 1,264,000 | 1,592,000 |
| Noninterest expense | 1,820,000 | 3,666,000 | 5,608,000 | 7,443,000 |
| Provision for loan losses | 284,000 | 577,000 | 864,000 | 1,151,000 |
| Pretax income | 1,207,000 | 2,252,000 | 3,298,000 | 4,409,000 |
| Income tax | 211,000 | 367,000 | 518,000 | 698,000 |
| Net income | 996,000 | 1,885,000 | 2,780,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,446,000 | 27,025,000 | 28,060,000 | 28,446,000 |
| Total capital | 29,760,000 | 29,380,000 | 30,453,000 | 30,877,000 |
| Risk-weighted assets | 200,116,000 | 209,178,000 | 205,870,000 | 207,475,000 |