Call reports 2003
BANK OF TAZEWELL COUNTY — 2003
What BANK OF TAZEWELL COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 306,144,000 | 305,023,000 | 301,988,000 | 303,171,000 |
| Total loans | 169,261,000 | 169,467,000 | 162,986,000 | 156,643,000 |
| Allowance for loan losses | 2,313,000 | 2,384,000 | 2,315,000 | 2,188,000 |
| Securities available for sale | 50,509,000 | 51,018,000 | 52,328,000 | 57,663,000 |
| Securities held to maturity | 56,754,000 | 55,967,000 | 57,567,000 | 55,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,787,000 | 270,666,000 | 268,214,000 | 269,176,000 |
| Interest-bearing deposits | 242,332,000 | 237,714,000 | 235,805,000 | 237,076,000 |
| Noninterest-bearing deposits | 30,455,000 | 32,952,000 | 32,409,000 | 32,100,000 |
| Equity capital | 32,196,000 | 32,949,000 | 33,092,000 | 33,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,530,000 | 8,988,000 | 13,305,000 | 17,390,000 |
| Interest expense | 1,622,000 | 3,136,000 | 4,490,000 | 5,802,000 |
| Net interest income | 2,908,000 | 5,852,000 | 8,815,000 | 11,588,000 |
| Noninterest income | 307,000 | 617,000 | 984,000 | 1,410,000 |
| Noninterest expense | 1,757,000 | 3,509,000 | 5,275,000 | 7,123,000 |
| Provision for loan losses | 200,000 | 388,000 | 607,000 | 906,000 |
| Pretax income | 1,261,000 | 2,578,000 | 3,930,000 | 5,109,000 |
| Income tax | 247,000 | 524,000 | 806,000 | 972,000 |
| Net income | 1,014,000 | 2,054,000 | 3,124,000 | 4,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,831,000 | 25,010,000 | 26,207,000 | 26,322,000 |
| Total capital | 27,144,000 | 27,394,000 | 28,522,000 | 28,510,000 |
| Risk-weighted assets | 204,093,000 | 204,150,000 | 202,298,000 | 199,605,000 |