Call reports 2002
BANK OF TAZEWELL COUNTY — 2002
What BANK OF TAZEWELL COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 278,053,000 | 283,907,000 | 293,951,000 | 300,347,000 |
| Total loans | 171,334,000 | 174,049,000 | 175,740,000 | 171,021,000 |
| Allowance for loan losses | 1,823,000 | 1,944,000 | 2,010,000 | 2,120,000 |
| Securities available for sale | 31,817,000 | 37,630,000 | 43,534,000 | 48,931,000 |
| Securities held to maturity | 55,423,000 | 53,379,000 | 49,816,000 | 55,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,429,000 | 252,716,000 | 261,432,000 | 267,552,000 |
| Interest-bearing deposits | 214,616,000 | 219,156,000 | 230,113,000 | 238,345,000 |
| Noninterest-bearing deposits | 32,813,000 | 33,560,000 | 31,319,000 | 29,207,000 |
| Equity capital | 28,991,000 | 29,698,000 | 31,135,000 | 31,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,530,000 | 9,084,000 | 13,651,000 | 18,257,000 |
| Interest expense | 2,022,000 | 3,835,000 | 5,550,000 | 7,276,000 |
| Net interest income | 2,508,000 | 5,249,000 | 8,101,000 | 10,981,000 |
| Noninterest income | 310,000 | 583,000 | 888,000 | 1,221,000 |
| Noninterest expense | 1,708,000 | 3,377,000 | 5,015,000 | 6,756,000 |
| Provision for loan losses | 281,000 | 512,000 | 766,000 | 1,066,000 |
| Pretax income | 827,000 | 1,941,000 | 3,206,000 | 4,378,000 |
| Income tax | 139,000 | 370,000 | 645,000 | 879,000 |
| Net income | 688,000 | 1,571,000 | 2,561,000 | 3,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,713,000 | 22,175,000 | 23,291,000 | 23,688,000 |
| Total capital | 23,536,000 | 24,119,000 | 25,301,000 | 25,808,000 |
| Risk-weighted assets | 191,625,000 | 196,329,000 | 201,715,000 | 202,293,000 |