Call reports 2003
UNION SAFE DEPOSIT BANK — 2003
What UNION SAFE DEPOSIT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,079,041,000 | 1,109,613,000 | 1,130,939,000 | 1,166,761,000 |
| Total loans | 542,499,000 | 587,074,000 | 608,344,000 | 638,721,000 |
| Allowance for loan losses | 8,308,000 | 8,263,000 | 8,078,000 | 8,076,000 |
| Securities available for sale | 383,022,000 | 378,918,000 | 369,119,000 | 344,804,000 |
| Securities held to maturity | 25,208,000 | 26,973,000 | 26,276,000 | 61,299,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,383,000 | 785,893,000 | 820,799,000 | 852,366,000 |
| Interest-bearing deposits | 610,766,000 | 618,478,000 | 643,001,000 | 660,095,000 |
| Noninterest-bearing deposits | 159,617,000 | 167,415,000 | 177,798,000 | 192,271,000 |
| Equity capital | 93,301,000 | 95,795,000 | 95,279,000 | 94,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,600,000 | 27,249,000 | 40,859,000 | 54,652,000 |
| Interest expense | 4,635,000 | 8,898,000 | 12,973,000 | 16,831,000 |
| Net interest income | 8,965,000 | 18,351,000 | 27,886,000 | 37,821,000 |
| Noninterest income | 4,406,000 | 8,840,000 | 13,548,000 | 17,930,000 |
| Noninterest expense | 9,611,000 | 18,891,000 | 28,915,000 | 39,937,000 |
| Provision for loan losses | 552,000 | 622,000 | 482,000 | 482,000 |
| Pretax income | 3,949,000 | 8,765,000 | 13,398,000 | 17,112,000 |
| Income tax | 1,335,000 | 2,963,000 | 4,267,000 | 4,414,000 |
| Net income | 2,614,000 | 5,802,000 | 9,131,000 | 12,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,821,000 | 88,921,000 | 90,099,000 | 90,937,000 |
| Total capital | 95,129,000 | 97,184,000 | 98,177,000 | 99,013,000 |
| Risk-weighted assets | 713,682,000 | 754,321,000 | 791,071,000 | 833,019,000 |
Machine access — free, no API key
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