Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 600,134,000 | 580,161,000 | 563,426,000 | 563,746,000 |
| Total loans | 418,384,000 | 408,207,000 | 406,731,000 | 380,242,000 |
| Allowance for loan losses | 13,735,000 | 11,430,000 | 12,439,000 | 10,824,000 |
| Securities available for sale | 52,870,000 | 56,150,000 | 64,463,000 | 67,215,000 |
| Securities held to maturity | 695,000 | 695,000 | 645,000 | 375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,503,000 | 554,331,000 | 541,250,000 | 544,707,000 |
| Interest-bearing deposits | 497,812,000 | 485,873,000 | 476,512,000 | 484,616,000 |
| Noninterest-bearing deposits | 71,691,000 | 68,458,000 | 64,738,000 | 60,091,000 |
| Equity capital | 25,376,000 | 21,087,000 | 19,056,000 | 15,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,563,000 | 10,397,000 | 15,069,000 | 19,473,000 |
| Interest expense | 2,859,000 | 5,342,000 | 7,708,000 | 9,960,000 |
| Net interest income | 2,704,000 | 5,055,000 | 7,361,000 | 9,513,000 |
| Noninterest income | 581,000 | -1,057,000 | -765,000 | -658,000 |
| Noninterest expense | 3,329,000 | 6,514,000 | 10,272,000 | 14,606,000 |
| Provision for loan losses | -2,876,000 | -696,000 | 479,000 | 1,169,000 |
| Pretax income | 3,645,000 | -833,000 | -3,168,000 | -5,933,000 |
| Income tax | 0 | 0 | 0 | 229,000 |
| Net income | 3,645,000 | -833,000 | -3,168,000 | -6,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,827,000 | 20,350,000 | 18,015,000 | 15,021,000 |
| Total capital | 31,252,000 | 26,390,000 | 24,117,000 | 21,104,000 |
| Risk-weighted assets | 506,376,000 | 477,838,000 | 487,033,000 | 484,804,000 |