Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 667,519,000 | 673,535,000 | 652,251,000 | 614,406,000 |
| Total loans | 531,269,000 | 497,326,000 | 483,021,000 | 435,390,000 |
| Allowance for loan losses | 17,996,000 | 15,170,000 | 14,570,000 | 13,324,000 |
| Securities available for sale | 70,408,000 | 71,797,000 | 72,062,000 | 72,176,000 |
| Securities held to maturity | 1,045,000 | 1,045,000 | 695,000 | 695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,803,000 | 627,541,000 | 608,331,000 | 586,043,000 |
| Interest-bearing deposits | 543,141,000 | 564,515,000 | 540,537,000 | 526,270,000 |
| Noninterest-bearing deposits | 62,662,000 | 63,026,000 | 67,794,000 | 59,773,000 |
| Equity capital | 56,857,000 | 40,212,000 | 39,594,000 | 22,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,597,000 | 10,543,000 | 16,338,000 | 21,345,000 |
| Interest expense | 3,851,000 | 7,655,000 | 11,395,000 | 14,753,000 |
| Net interest income | 2,746,000 | 2,888,000 | 4,943,000 | 6,592,000 |
| Noninterest income | 56,000 | -876,000 | -62,000 | -677,000 |
| Noninterest expense | 3,565,000 | 6,760,000 | 10,280,000 | 14,956,000 |
| Provision for loan losses | 1,600,000 | 13,940,000 | 14,319,000 | 39,168,000 |
| Pretax income | -2,363,000 | -18,688,000 | -19,718,000 | -48,209,000 |
| Income tax | 0 | 0 | 0 | -11,075,000 |
| Net income | -2,363,000 | -18,688,000 | -19,718,000 | -37,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,954,000 | 39,629,000 | 38,599,000 | 21,183,000 |
| Total capital | 63,092,000 | 46,387,000 | 45,198,000 | 27,514,000 |
| Risk-weighted assets | 560,180,000 | 532,244,000 | 522,217,000 | 508,773,000 |