Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 705,237,000 | 680,253,000 | 682,454,000 | 655,717,000 |
| Total loans | 563,341,000 | 555,427,000 | 548,283,000 | 533,608,000 |
| Allowance for loan losses | 8,718,000 | 10,219,000 | 15,352,000 | 17,730,000 |
| Securities available for sale | 79,890,000 | 73,591,000 | 76,139,000 | 60,456,000 |
| Securities held to maturity | 4,164,000 | 4,162,000 | 3,761,000 | 3,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,087,000 | 593,623,000 | 600,542,000 | 590,566,000 |
| Interest-bearing deposits | 551,756,000 | 524,853,000 | 537,404,000 | 526,321,000 |
| Noninterest-bearing deposits | 70,331,000 | 68,770,000 | 63,138,000 | 64,245,000 |
| Equity capital | 75,832,000 | 73,526,000 | 70,740,000 | 59,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,262,000 | 19,970,000 | 28,704,000 | 35,785,000 |
| Interest expense | 5,927,000 | 10,891,000 | 15,449,000 | 19,628,000 |
| Net interest income | 5,335,000 | 9,079,000 | 13,255,000 | 16,157,000 |
| Noninterest income | 709,000 | 492,000 | 574,000 | -464,000 |
| Noninterest expense | 3,195,000 | 6,133,000 | 9,160,000 | 12,274,000 |
| Provision for loan losses | 1,110,000 | 2,636,000 | 8,286,000 | 24,286,000 |
| Pretax income | 1,739,000 | 802,000 | -3,617,000 | -20,867,000 |
| Income tax | 643,000 | 142,000 | -1,674,000 | -6,552,000 |
| Net income | 1,096,000 | 660,000 | -1,943,000 | -14,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,010,000 | 73,719,000 | 70,689,000 | 58,317,000 |
| Total capital | 82,581,000 | 81,185,000 | 78,097,000 | 65,541,000 |
| Risk-weighted assets | 604,533,000 | 594,557,000 | 584,734,000 | 567,446,000 |