Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 721,260,000 | 726,396,000 | 751,864,000 | 718,831,000 |
| Total loans | 546,523,000 | 570,514,000 | 570,601,000 | 570,338,000 |
| Allowance for loan losses | 5,234,000 | 5,286,000 | 6,433,000 | 7,657,000 |
| Securities available for sale | 94,470,000 | 108,499,000 | 116,437,000 | 87,717,000 |
| Securities held to maturity | 4,227,000 | 5,226,000 | 5,221,000 | 4,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,958,000 | 633,501,000 | 654,965,000 | 626,068,000 |
| Interest-bearing deposits | 546,610,000 | 560,311,000 | 588,006,000 | 561,509,000 |
| Noninterest-bearing deposits | 72,348,000 | 73,190,000 | 66,959,000 | 64,559,000 |
| Equity capital | 72,405,000 | 74,195,000 | 75,471,000 | 75,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,176,000 | 26,962,000 | 39,968,000 | 52,356,000 |
| Interest expense | 6,081,000 | 12,706,000 | 19,497,000 | 26,307,000 |
| Net interest income | 7,095,000 | 14,256,000 | 20,471,000 | 26,049,000 |
| Noninterest income | 781,000 | 1,567,000 | 2,326,000 | 3,013,000 |
| Noninterest expense | 2,934,000 | 6,038,000 | 9,144,000 | 12,513,000 |
| Provision for loan losses | 13,000 | 176,000 | 1,434,000 | 2,959,000 |
| Pretax income | 4,929,000 | 9,609,000 | 12,219,000 | 13,590,000 |
| Income tax | 1,874,000 | 3,581,000 | 4,524,000 | 4,853,000 |
| Net income | 3,055,000 | 6,028,000 | 7,695,000 | 8,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,484,000 | 74,598,000 | 75,405,000 | 74,769,000 |
| Total capital | 77,718,000 | 79,884,000 | 81,838,000 | 82,426,000 |
| Risk-weighted assets | 593,370,000 | 615,078,000 | 621,370,000 | 618,711,000 |