Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 656,089,000 | 663,040,000 | 699,011,000 | 694,157,000 |
| Total loans | 540,075,000 | 559,575,000 | 559,365,000 | 562,312,000 |
| Allowance for loan losses | 5,099,000 | 5,216,000 | 5,315,000 | 5,230,000 |
| Securities available for sale | 69,292,000 | 66,225,000 | 78,717,000 | 84,379,000 |
| Securities held to maturity | 292,000 | 3,371,000 | 4,330,000 | 4,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,395,000 | 569,357,000 | 600,049,000 | 595,827,000 |
| Interest-bearing deposits | 482,427,000 | 487,587,000 | 523,029,000 | 525,289,000 |
| Noninterest-bearing deposits | 85,968,000 | 81,770,000 | 77,020,000 | 70,538,000 |
| Equity capital | 64,224,000 | 66,477,000 | 69,290,000 | 70,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,217,000 | 23,176,000 | 36,020,000 | 49,453,000 |
| Interest expense | 4,312,000 | 9,034,000 | 14,466,000 | 20,498,000 |
| Net interest income | 6,905,000 | 14,142,000 | 21,554,000 | 28,955,000 |
| Noninterest income | 865,000 | 1,743,000 | 2,530,000 | 3,282,000 |
| Noninterest expense | 2,765,000 | 5,656,000 | 8,571,000 | 11,681,000 |
| Provision for loan losses | 146,000 | 396,000 | 507,000 | 477,000 |
| Pretax income | 4,859,000 | 9,833,000 | 15,006,000 | 20,079,000 |
| Income tax | 1,771,000 | 3,625,000 | 5,590,000 | 7,632,000 |
| Net income | 3,088,000 | 6,208,000 | 9,416,000 | 12,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,648,000 | 67,053,000 | 69,546,000 | 70,288,000 |
| Total capital | 69,747,000 | 72,269,000 | 74,861,000 | 75,518,000 |
| Risk-weighted assets | 573,717,000 | 592,586,000 | 597,664,000 | 599,686,000 |