Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 599,520,000 | 604,932,000 | 639,174,000 | 630,873,000 |
| Total loans | 505,572,000 | 514,363,000 | 510,147,000 | 518,936,000 |
| Allowance for loan losses | 4,654,000 | 4,814,000 | 4,944,000 | 4,972,000 |
| Securities available for sale | 49,217,000 | 53,081,000 | 60,306,000 | 70,350,000 |
| Securities held to maturity | 424,000 | 313,000 | 301,000 | 296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,276,000 | 523,841,000 | 554,869,000 | 545,957,000 |
| Interest-bearing deposits | 426,555,000 | 437,947,000 | 464,033,000 | 465,517,000 |
| Noninterest-bearing deposits | 92,721,000 | 85,894,000 | 90,836,000 | 80,440,000 |
| Equity capital | 56,687,000 | 58,550,000 | 60,552,000 | 61,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,421,000 | 17,480,000 | 27,387,000 | 37,766,000 |
| Interest expense | 2,952,000 | 6,221,000 | 9,908,000 | 13,859,000 |
| Net interest income | 5,469,000 | 11,259,000 | 17,479,000 | 23,907,000 |
| Noninterest income | 985,000 | 1,995,000 | 3,047,000 | 3,970,000 |
| Noninterest expense | 2,762,000 | 5,525,000 | 8,369,000 | 11,279,000 |
| Provision for loan losses | 161,000 | 321,000 | 476,000 | 546,000 |
| Pretax income | 3,531,000 | 7,408,000 | 11,681,000 | 16,052,000 |
| Income tax | 1,316,000 | 2,760,000 | 4,338,000 | 5,711,000 |
| Net income | 2,215,000 | 4,648,000 | 7,343,000 | 10,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,010,000 | 58,800,000 | 60,851,000 | 62,275,000 |
| Total capital | 61,664,000 | 63,614,000 | 65,795,000 | 67,247,000 |
| Risk-weighted assets | 530,067,000 | 537,641,000 | 543,458,000 | 547,576,000 |