Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 532,712,000 | 546,505,000 | 559,554,000 | 570,358,000 |
| Total loans | 442,786,000 | 450,553,000 | 474,437,000 | 487,301,000 |
| Allowance for loan losses | 4,325,000 | 4,444,000 | 4,502,000 | 4,489,000 |
| Securities available for sale | 47,450,000 | 54,538,000 | 54,350,000 | 51,449,000 |
| Securities held to maturity | 557,000 | 448,000 | 439,000 | 433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,836,000 | 461,886,000 | 469,629,000 | 471,075,000 |
| Interest-bearing deposits | 365,547,000 | 376,438,000 | 383,052,000 | 386,677,000 |
| Noninterest-bearing deposits | 82,289,000 | 85,448,000 | 86,577,000 | 84,398,000 |
| Equity capital | 51,766,000 | 52,479,000 | 54,259,000 | 55,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,242,000 | 14,488,000 | 22,009,000 | 29,989,000 |
| Interest expense | 2,374,000 | 4,799,000 | 7,337,000 | 10,021,000 |
| Net interest income | 4,868,000 | 9,689,000 | 14,672,000 | 19,968,000 |
| Noninterest income | 1,068,000 | 2,211,000 | 3,285,000 | 4,344,000 |
| Noninterest expense | 2,611,000 | 5,368,000 | 8,041,000 | 10,799,000 |
| Provision for loan losses | 150,000 | 295,000 | 398,000 | 443,000 |
| Pretax income | 3,175,000 | 6,239,000 | 9,520,000 | 13,072,000 |
| Income tax | 1,090,000 | 2,248,000 | 3,358,000 | 4,641,000 |
| Net income | 2,085,000 | 3,991,000 | 6,162,000 | 8,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,384,000 | 52,645,000 | 54,172,000 | 55,439,000 |
| Total capital | 55,709,000 | 57,089,000 | 58,674,000 | 59,928,000 |
| Risk-weighted assets | 465,610,000 | 474,132,000 | 496,317,000 | 509,050,000 |