Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 473,015,000 | 501,167,000 | 497,780,000 | 514,903,000 |
| Total loans | 372,360,000 | 377,370,000 | 377,861,000 | 420,310,000 |
| Allowance for loan losses | 3,988,000 | 4,102,000 | 4,176,000 | 4,178,000 |
| Securities available for sale | 55,562,000 | 49,601,000 | 60,614,000 | 56,500,000 |
| Securities held to maturity | 867,000 | 719,000 | 601,000 | 572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,150,000 | 429,565,000 | 425,071,000 | 427,956,000 |
| Interest-bearing deposits | 332,498,000 | 348,943,000 | 342,629,000 | 350,709,000 |
| Noninterest-bearing deposits | 75,652,000 | 80,622,000 | 82,442,000 | 77,247,000 |
| Equity capital | 46,754,000 | 47,887,000 | 49,924,000 | 50,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,635,000 | 13,494,000 | 20,138,000 | 27,238,000 |
| Interest expense | 2,397,000 | 4,787,000 | 7,144,000 | 9,435,000 |
| Net interest income | 4,238,000 | 8,707,000 | 12,994,000 | 17,803,000 |
| Noninterest income | 816,000 | 1,615,000 | 2,943,000 | 4,290,000 |
| Noninterest expense | 2,267,000 | 4,582,000 | 7,268,000 | 9,904,000 |
| Provision for loan losses | 150,000 | 300,000 | 401,000 | 472,000 |
| Pretax income | 2,637,000 | 5,440,000 | 8,268,000 | 11,717,000 |
| Income tax | 940,000 | 1,975,000 | 3,000,000 | 4,153,000 |
| Net income | 1,697,000 | 3,465,000 | 5,268,000 | 7,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,227,000 | 47,398,000 | 49,591,000 | 49,943,000 |
| Total capital | 50,215,000 | 51,500,000 | 53,767,000 | 54,121,000 |
| Risk-weighted assets | 400,407,000 | 404,338,000 | 404,205,000 | 441,546,000 |