Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 461,258,000 | 487,575,000 | 472,046,000 | 486,981,000 |
| Total loans | 324,558,000 | 341,756,000 | 341,719,000 | 354,074,000 |
| Allowance for loan losses | 3,528,000 | 3,659,000 | 3,791,000 | 3,827,000 |
| Securities available for sale | 93,796,000 | 75,939,000 | 77,661,000 | 62,088,000 |
| Securities held to maturity | 2,471,000 | 2,378,000 | 1,343,000 | 899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,986,000 | 411,100,000 | 407,318,000 | 421,031,000 |
| Interest-bearing deposits | 326,970,000 | 336,602,000 | 329,723,000 | 340,112,000 |
| Noninterest-bearing deposits | 71,016,000 | 74,498,000 | 77,595,000 | 80,919,000 |
| Equity capital | 41,480,000 | 43,274,000 | 44,460,000 | 45,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,397,000 | 14,773,000 | 21,817,000 | 28,510,000 |
| Interest expense | 3,040,000 | 5,905,000 | 8,609,000 | 10,988,000 |
| Net interest income | 4,357,000 | 8,868,000 | 13,208,000 | 17,522,000 |
| Noninterest income | 648,000 | 1,390,000 | 2,156,000 | 2,980,000 |
| Noninterest expense | 2,154,000 | 4,449,000 | 6,753,000 | 8,865,000 |
| Provision for loan losses | 150,000 | 302,000 | 455,000 | 540,000 |
| Pretax income | 2,701,000 | 5,507,000 | 8,156,000 | 11,177,000 |
| Income tax | 984,000 | 1,979,000 | 2,949,000 | 3,853,000 |
| Net income | 1,717,000 | 3,528,000 | 5,207,000 | 7,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,480,000 | 42,693,000 | 43,799,000 | 45,103,000 |
| Total capital | 45,008,000 | 46,352,000 | 47,590,000 | 48,930,000 |
| Risk-weighted assets | 362,671,000 | 368,508,000 | 368,815,000 | 385,484,000 |