Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 469,227,000 | 478,532,000 | 471,430,000 | 495,983,000 |
| Total loans | 282,430,000 | 281,126,000 | 300,736,000 | 306,263,000 |
| Allowance for loan losses | 3,032,000 | 3,174,000 | 3,298,000 | 3,377,000 |
| Securities available for sale | 123,463,000 | 110,829,000 | 108,301,000 | 100,332,000 |
| Securities held to maturity | 7,722,000 | 7,374,000 | 4,149,000 | 3,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,707,000 | 414,614,000 | 406,919,000 | 437,510,000 |
| Interest-bearing deposits | 347,942,000 | 348,661,000 | 340,159,000 | 371,480,000 |
| Noninterest-bearing deposits | 59,765,000 | 65,953,000 | 66,760,000 | 66,030,000 |
| Equity capital | 37,578,000 | 38,446,000 | 40,057,000 | 40,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,168,000 | 17,942,000 | 26,261,000 | 34,352,000 |
| Interest expense | 4,638,000 | 9,070,000 | 13,079,000 | 16,515,000 |
| Net interest income | 4,530,000 | 8,872,000 | 13,182,000 | 17,837,000 |
| Noninterest income | 710,000 | 1,474,000 | 2,209,000 | 2,958,000 |
| Noninterest expense | 2,044,000 | 4,187,000 | 6,359,000 | 8,407,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 3,046,000 | 5,859,000 | 8,533,000 | 11,793,000 |
| Income tax | 1,048,000 | 2,075,000 | 3,043,000 | 3,965,000 |
| Net income | 1,998,000 | 3,784,000 | 5,490,000 | 7,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,250,000 | 38,260,000 | 39,366,000 | 40,673,000 |
| Total capital | 40,282,000 | 41,434,000 | 42,664,000 | 44,050,000 |
| Risk-weighted assets | 306,309,000 | 329,033,000 | 345,331,000 | 351,694,000 |