Call reports 2022
LAMAR NATIONAL BANK — 2022
What LAMAR NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 361,707,000 | 368,464,000 | 363,549,000 | 371,832,000 |
| Total loans | 192,158,000 | 205,331,000 | 205,186,000 | 214,593,000 |
| Allowance for loan losses | 2,320,000 | 2,601,000 | 2,603,000 | 2,828,000 |
| Securities available for sale | 120,464,000 | 116,004,000 | 107,996,000 | 108,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,296,000 | 329,618,000 | 335,161,000 | 335,655,000 |
| Interest-bearing deposits | 223,016,000 | 219,693,000 | 242,774,000 | 244,824,000 |
| Noninterest-bearing deposits | 102,280,000 | 109,926,000 | 92,387,000 | 90,831,000 |
| Equity capital | 29,670,000 | 25,048,000 | 21,307,000 | 22,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,083,000 | 6,397,000 | 9,910,000 | 13,577,000 |
| Interest expense | 185,000 | 419,000 | 833,000 | 1,395,000 |
| Net interest income | 2,898,000 | 5,978,000 | 9,077,000 | 12,182,000 |
| Noninterest income | 379,000 | 820,000 | 1,322,000 | 1,803,000 |
| Noninterest expense | 2,667,000 | 5,569,000 | 8,561,000 | 11,390,000 |
| Provision for loan losses | 180,000 | 440,000 | 440,000 | 713,000 |
| Pretax income | 430,000 | 806,000 | 1,416,000 | 1,899,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 225,000 |
| Net income | 355,000 | 656,000 | 1,191,000 | 1,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,104,000 | 36,688,000 | 37,097,000 | 37,081,000 |