Call reports 2021
LAMAR NATIONAL BANK — 2021
What LAMAR NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 297,732,000 | 279,908,000 | 302,365,000 | 303,974,000 |
| Total loans | 172,443,000 | 187,921,000 | 185,106,000 | 191,776,000 |
| Allowance for loan losses | 2,124,000 | 2,314,000 | 2,087,000 | 2,247,000 |
| Securities available for sale | 53,748,000 | 61,088,000 | 61,194,000 | 71,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,714,000 | 243,405,000 | 266,094,000 | 269,388,000 |
| Interest-bearing deposits | 164,111,000 | 135,392,000 | 142,231,000 | 109,230,000 |
| Noninterest-bearing deposits | 73,603,000 | 108,013,000 | 123,862,000 | 160,158,000 |
| Equity capital | 26,247,000 | 32,927,000 | 32,617,000 | 31,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,577,000 | 5,179,000 | 7,966,000 | 10,745,000 |
| Interest expense | 189,000 | 405,000 | 546,000 | 691,000 |
| Net interest income | 2,388,000 | 4,774,000 | 7,420,000 | 10,054,000 |
| Noninterest income | 308,000 | 702,000 | 1,105,000 | 1,525,000 |
| Noninterest expense | 2,211,000 | 4,451,000 | 6,887,000 | 9,302,000 |
| Provision for loan losses | 0 | 185,000 | 300,000 | 465,000 |
| Pretax income | 485,000 | 840,000 | 1,338,000 | 1,812,000 |
| Income tax | 68,000 | 234,000 | 309,000 | 358,000 |
| Net income | 417,000 | 606,000 | 1,029,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,760,000 | 32,874,000 | 32,980,000 | 32,349,000 |
| Total capital | 28,783,000 | 35,188,000 | 35,067,000 | 34,596,000 |
| Risk-weighted assets | 161,750,000 | 204,104,000 | 188,180,000 | 204,661,000 |