Call reports 2020
LAMAR NATIONAL BANK — 2020
What LAMAR NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 195,156,000 | 262,394,000 | 266,600,000 | 279,336,000 |
| Total loans | 130,823,000 | 171,499,000 | 167,561,000 | 160,306,000 |
| Allowance for loan losses | 1,604,000 | 1,844,000 | 1,993,000 | 2,122,000 |
| Securities available for sale | 22,108,000 | 21,426,000 | 8,764,000 | 29,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,505,000 | 194,582,000 | 194,474,000 | 226,111,000 |
| Interest-bearing deposits | 130,399,000 | 135,817,000 | 140,789,000 | 158,879,000 |
| Noninterest-bearing deposits | 41,106,000 | 58,765,000 | 53,685,000 | 67,232,000 |
| Equity capital | 21,100,000 | 22,640,000 | 22,603,000 | 23,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,607,000 | 6,727,000 | 9,197,000 |
| Interest expense | 262,000 | 472,000 | 651,000 | 851,000 |
| Net interest income | 1,874,000 | 4,135,000 | 6,076,000 | 8,346,000 |
| Noninterest income | 450,000 | 703,000 | 944,000 | 1,209,000 |
| Noninterest expense | 1,685,000 | 3,552,000 | 4,841,000 | 7,694,000 |
| Provision for loan losses | 168,000 | 414,000 | 582,000 | 717,000 |
| Pretax income | 471,000 | 872,000 | 2,166,000 | 1,713,000 |
| Income tax | 0 | -713,000 | 0 | -494,000 |
| Net income | 471,000 | 1,585,000 | 2,166,000 | 2,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,245,000 | 22,059,000 | 22,372,000 | 22,795,000 |
| Total capital | 22,803,000 | 23,557,000 | 23,942,000 | 24,564,000 |
| Risk-weighted assets | 124,691,000 | 119,395,000 | 125,195,000 | 141,057,000 |