Call reports 2019
LAMAR NATIONAL BANK — 2019
What LAMAR NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 163,791,000 | 168,106,000 | 174,033,000 | 184,486,000 |
| Total loans | 114,603,000 | 120,654,000 | 122,604,000 | 129,661,000 |
| Allowance for loan losses | 1,333,000 | 1,490,000 | 1,447,000 | 1,440,000 |
| Securities available for sale | 16,303,000 | 16,123,000 | 15,360,000 | 25,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,893,000 | 148,302,000 | 151,068,000 | 160,047,000 |
| Interest-bearing deposits | 104,753,000 | 110,235,000 | 110,311,000 | 120,936,000 |
| Noninterest-bearing deposits | 40,140,000 | 38,067,000 | 40,757,000 | 39,111,000 |
| Equity capital | 16,913,000 | 16,937,000 | 19,813,000 | 21,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,618,000 | 5,715,000 | 7,823,000 |
| Interest expense | 158,000 | 350,000 | 569,000 | 816,000 |
| Net interest income | 1,619,000 | 3,268,000 | 5,146,000 | 7,007,000 |
| Noninterest income | 282,000 | 578,000 | 887,000 | 1,237,000 |
| Noninterest expense | 1,505,000 | 2,947,000 | 4,448,000 | 6,222,000 |
| Provision for loan losses | 8,000 | 78,000 | 78,000 | 80,000 |
| Pretax income | 388,000 | 821,000 | 1,507,000 | 1,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 821,000 | 1,507,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,756,000 | 16,686,000 | 19,536,000 | 21,598,000 |
| Total capital | 18,089,000 | 18,062,000 | 20,946,000 | 23,038,000 |
| Risk-weighted assets | 109,300,000 | 110,018,000 | 112,765,000 | 119,554,000 |