Call reports 2018
LAMAR NATIONAL BANK — 2018
What LAMAR NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 153,374,000 | 156,346,000 | 157,341,000 | 161,021,000 |
| Total loans | 101,295,000 | 106,169,000 | 110,493,000 | 112,212,000 |
| Allowance for loan losses | 948,000 | 975,000 | 1,090,000 | 1,465,000 |
| Securities available for sale | 14,868,000 | 16,506,000 | 17,392,000 | 17,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,181,000 | 137,708,000 | 138,237,000 | 142,891,000 |
| Interest-bearing deposits | 103,809,000 | 104,099,000 | 102,725,000 | 104,107,000 |
| Noninterest-bearing deposits | 31,372,000 | 33,609,000 | 35,512,000 | 38,784,000 |
| Equity capital | 16,517,000 | 16,620,000 | 16,819,000 | 16,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,233,000 | 5,003,000 | 6,829,000 |
| Interest expense | 109,000 | 220,000 | 341,000 | 474,000 |
| Net interest income | 1,464,000 | 3,013,000 | 4,662,000 | 6,355,000 |
| Noninterest income | 297,000 | 608,000 | 890,000 | 1,179,000 |
| Noninterest expense | 1,317,000 | 2,709,000 | 4,054,000 | 5,435,000 |
| Provision for loan losses | 0 | 41,000 | 173,000 | 534,000 |
| Pretax income | 444,000 | 871,000 | 1,325,000 | 1,567,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 444,000 | 871,000 | 1,325,000 | 1,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,488,000 | 16,623,000 | 16,911,000 | 16,513,000 |
| Total capital | 17,436,000 | 17,598,000 | 18,001,000 | 17,862,000 |
| Risk-weighted assets | 98,202,000 | 102,558,000 | 105,612,000 | 107,843,000 |