Call reports 2017
LAMAR NATIONAL BANK — 2017
What LAMAR NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 139,774,000 | 144,971,000 | 152,853,000 | 153,092,000 |
| Total loans | 94,757,000 | 97,171,000 | 100,143,000 | 99,512,000 |
| Allowance for loan losses | 1,166,000 | 1,478,000 | 1,489,000 | 949,000 |
| Securities available for sale | 16,864,000 | 16,593,000 | 15,993,000 | 15,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,663,000 | 126,723,000 | 133,867,000 | 135,291,000 |
| Interest-bearing deposits | 93,021,000 | 97,982,000 | 103,299,000 | 103,963,000 |
| Noninterest-bearing deposits | 28,642,000 | 28,741,000 | 30,568,000 | 31,328,000 |
| Equity capital | 16,221,000 | 16,100,000 | 16,625,000 | 16,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,821,000 | 4,392,000 | 6,066,000 |
| Interest expense | 81,000 | 170,000 | 268,000 | 377,000 |
| Net interest income | 1,324,000 | 2,651,000 | 4,124,000 | 5,689,000 |
| Noninterest income | 275,000 | 572,000 | 871,000 | 1,160,000 |
| Noninterest expense | 1,152,000 | 2,324,000 | 3,513,000 | 4,788,000 |
| Provision for loan losses | 55,000 | 412,000 | 427,000 | 429,000 |
| Pretax income | 392,000 | 487,000 | 1,055,000 | 1,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 487,000 | 1,055,000 | 1,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,016,000 | 15,799,000 | 16,331,000 | 16,269,000 |
| Total capital | 17,120,000 | 16,941,000 | 17,521,000 | 17,218,000 |
| Risk-weighted assets | 88,363,000 | 91,062,000 | 94,957,000 | 94,759,000 |