Call reports 2016
LAMAR NATIONAL BANK — 2016
What LAMAR NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 138,701,000 | 139,207,000 | 138,148,000 | 136,638,000 |
| Total loans | 80,714,000 | 85,692,000 | 87,120,000 | 91,719,000 |
| Allowance for loan losses | 737,000 | 762,000 | 784,000 | 1,150,000 |
| Securities available for sale | 22,584,000 | 19,685,000 | 18,203,000 | 17,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,945,000 | 120,013,000 | 118,574,000 | 119,257,000 |
| Interest-bearing deposits | 91,197,000 | 91,126,000 | 89,988,000 | 91,759,000 |
| Noninterest-bearing deposits | 28,748,000 | 28,887,000 | 28,586,000 | 27,498,000 |
| Equity capital | 16,338,000 | 16,517,000 | 16,662,000 | 15,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,697,000 | 4,084,000 | 5,546,000 |
| Interest expense | 82,000 | 163,000 | 246,000 | 327,000 |
| Net interest income | 1,250,000 | 2,534,000 | 3,838,000 | 5,219,000 |
| Noninterest income | 238,000 | 511,000 | 776,000 | 1,071,000 |
| Noninterest expense | 1,079,000 | 2,196,000 | 3,341,000 | 4,517,000 |
| Provision for loan losses | 0 | 33,000 | 63,000 | 431,000 |
| Pretax income | 409,000 | 956,000 | 1,350,000 | 1,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 956,000 | 1,350,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,709,000 | 15,919,000 | 16,168,000 | 15,661,000 |
| Total capital | 16,445,000 | 16,681,000 | 16,952,000 | 16,736,000 |
| Risk-weighted assets | 78,703,000 | 82,078,000 | 82,081,000 | 85,849,000 |