Call reports 2015
LAMAR NATIONAL BANK — 2015
What LAMAR NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,813,000 | 131,030,000 | 135,341,000 | 138,390,000 |
| Total loans | 75,147,000 | 75,254,000 | 75,900,000 | 77,143,000 |
| Allowance for loan losses | 758,000 | 755,000 | 745,000 | 743,000 |
| Securities available for sale | 25,302,000 | 24,397,000 | 24,100,000 | 23,656,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,822,000 | 112,950,000 | 116,495,000 | 120,265,000 |
| Interest-bearing deposits | 86,523,000 | 87,577,000 | 91,271,000 | 91,355,000 |
| Noninterest-bearing deposits | 24,299,000 | 25,373,000 | 25,224,000 | 28,910,000 |
| Equity capital | 15,900,000 | 15,738,000 | 16,248,000 | 15,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,507,000 | 3,757,000 | 5,068,000 |
| Interest expense | 75,000 | 151,000 | 231,000 | 312,000 |
| Net interest income | 1,170,000 | 2,356,000 | 3,526,000 | 4,756,000 |
| Noninterest income | 254,000 | 517,000 | 792,000 | 1,044,000 |
| Noninterest expense | 982,000 | 1,984,000 | 2,994,000 | 4,050,000 |
| Provision for loan losses | 0 | 4,000 | 5,000 | 7,000 |
| Pretax income | 442,000 | 885,000 | 1,319,000 | 1,743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 885,000 | 1,319,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,364,000 | 15,497,000 | 15,769,000 | 15,438,000 |
| Total capital | 16,121,000 | 16,252,000 | 16,514,000 | 16,180,000 |
| Risk-weighted assets | 73,277,000 | 73,608,000 | 74,219,000 | 75,850,000 |