Call reports 2014
LAMAR NATIONAL BANK — 2014
What LAMAR NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 123,764,000 | 128,072,000 | 126,995,000 | 127,407,000 |
| Total loans | 69,679,000 | 71,436,000 | 71,331,000 | 73,337,000 |
| Allowance for loan losses | 765,000 | 758,000 | 752,000 | 758,000 |
| Securities available for sale | 27,114,000 | 27,773,000 | 27,029,000 | 26,449,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,881,000 | 110,460,000 | 108,811,000 | 109,830,000 |
| Interest-bearing deposits | 84,720,000 | 86,597,000 | 83,700,000 | 84,778,000 |
| Noninterest-bearing deposits | 22,161,000 | 23,863,000 | 25,111,000 | 25,052,000 |
| Equity capital | 14,749,000 | 15,225,000 | 15,615,000 | 15,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,405,000 | 3,631,000 | 4,870,000 |
| Interest expense | 81,000 | 159,000 | 237,000 | 314,000 |
| Net interest income | 1,108,000 | 2,246,000 | 3,394,000 | 4,556,000 |
| Noninterest income | 259,000 | 511,000 | 772,000 | 1,041,000 |
| Noninterest expense | 936,000 | 1,891,000 | 2,853,000 | 3,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 431,000 | 866,000 | 1,313,000 | 1,687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 866,000 | 1,313,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,896,000 | 15,030,000 | 15,317,000 | 15,051,000 |
| Total capital | 15,661,000 | 15,788,000 | 16,069,000 | 15,809,000 |
| Risk-weighted assets | 68,021,000 | 70,586,000 | 69,507,000 | 71,833,000 |