Call reports 2013
LAMAR NATIONAL BANK — 2013
What LAMAR NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 137,231,000 | 135,783,000 | 123,088,000 | 122,893,000 |
| Total loans | 66,751,000 | 68,056,000 | 67,616,000 | 69,206,000 |
| Allowance for loan losses | 606,000 | 588,000 | 670,000 | 762,000 |
| Securities available for sale | 42,035,000 | 27,674,000 | 27,177,000 | 27,036,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,460,000 | 119,727,000 | 106,262,000 | 106,898,000 |
| Interest-bearing deposits | 95,846,000 | 97,511,000 | 83,919,000 | 83,268,000 |
| Noninterest-bearing deposits | 24,614,000 | 22,216,000 | 22,343,000 | 23,630,000 |
| Equity capital | 14,897,000 | 13,781,000 | 14,487,000 | 14,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,403,000 | 3,570,000 | 4,747,000 |
| Interest expense | 100,000 | 200,000 | 295,000 | 381,000 |
| Net interest income | 1,116,000 | 2,203,000 | 3,275,000 | 4,366,000 |
| Noninterest income | 247,000 | 493,000 | 771,000 | 1,025,000 |
| Noninterest expense | 931,000 | 1,867,000 | 2,630,000 | 3,614,000 |
| Provision for loan losses | 0 | 0 | 89,000 | 175,000 |
| Pretax income | 619,000 | 1,184,000 | 1,682,000 | 1,957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 619,000 | 1,184,000 | 1,682,000 | 1,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,452,000 | 14,569,000 | 14,894,000 | 14,530,000 |
| Total capital | 15,058,000 | 15,157,000 | 15,564,000 | 15,292,000 |
| Risk-weighted assets | 70,034,000 | 69,984,000 | 66,877,000 | 67,453,000 |