Call reports 2012
LAMAR NATIONAL BANK — 2012
What LAMAR NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,092,000 | 136,513,000 | 137,521,000 | 136,486,000 |
| Total loans | 62,552,000 | 63,594,000 | 64,850,000 | 66,075,000 |
| Allowance for loan losses | 596,000 | 609,000 | 605,000 | 603,000 |
| Securities available for sale | 43,339,000 | 42,300,000 | 42,015,000 | 42,480,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,819,000 | 120,174,000 | 120,237,000 | 120,093,000 |
| Interest-bearing deposits | 99,397,000 | 96,564,000 | 99,740,000 | 97,999,000 |
| Noninterest-bearing deposits | 20,422,000 | 23,610,000 | 20,497,000 | 22,094,000 |
| Equity capital | 14,679,000 | 14,554,000 | 15,289,000 | 14,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,512,000 | 3,741,000 | 4,980,000 |
| Interest expense | 138,000 | 269,000 | 388,000 | 495,000 |
| Net interest income | 1,119,000 | 2,243,000 | 3,353,000 | 4,485,000 |
| Noninterest income | 222,000 | 443,000 | 685,000 | 935,000 |
| Noninterest expense | 892,000 | 1,812,000 | 2,723,000 | 3,751,000 |
| Provision for loan losses | 0 | 2,000 | 3,000 | 5,000 |
| Pretax income | 483,000 | 1,321,000 | 1,784,000 | 2,152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 483,000 | 1,321,000 | 1,784,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,605,000 | 13,952,000 | 14,257,000 | 13,935,000 |
| Total capital | 14,201,000 | 14,561,000 | 14,862,000 | 14,537,000 |
| Risk-weighted assets | 67,703,000 | 68,524,000 | 69,595,000 | 69,871,000 |