Call reports 2011
LAMAR NATIONAL BANK — 2011
What LAMAR NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,023,000 | 128,218,000 | 126,535,000 | 131,855,000 |
| Total loans | 58,334,000 | 59,365,000 | 59,397,000 | 59,018,000 |
| Allowance for loan losses | 593,000 | 587,000 | 595,000 | 596,000 |
| Securities available for sale | 26,570,000 | 38,966,000 | 40,449,000 | 43,768,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,619,000 | 112,491,000 | 109,969,000 | 116,032,000 |
| Interest-bearing deposits | 85,652,000 | 86,862,000 | 90,546,000 | 95,177,000 |
| Noninterest-bearing deposits | 26,967,000 | 25,629,000 | 19,423,000 | 20,855,000 |
| Equity capital | 13,605,000 | 13,822,000 | 14,392,000 | 14,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,532,000 | 3,797,000 | 5,035,000 |
| Interest expense | 213,000 | 418,000 | 602,000 | 753,000 |
| Net interest income | 1,079,000 | 2,114,000 | 3,195,000 | 4,282,000 |
| Noninterest income | 245,000 | 476,000 | 707,000 | 937,000 |
| Noninterest expense | 867,000 | 1,756,000 | 2,633,000 | 3,574,000 |
| Provision for loan losses | 10,000 | 10,000 | 21,000 | 23,000 |
| Pretax income | 620,000 | 997,000 | 1,453,000 | 1,827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 997,000 | 1,453,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,143,000 | 13,159,000 | 13,562,000 | 13,246,000 |
| Total capital | 13,736,000 | 13,746,000 | 14,157,000 | 13,842,000 |
| Risk-weighted assets | 62,968,000 | 63,635,000 | 63,428,000 | 64,158,000 |