Call reports 2009
LAMAR NATIONAL BANK — 2009
What LAMAR NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 110,919,000 | 113,452,000 | 117,409,000 | 124,191,000 |
| Total loans | 58,142,000 | 58,291,000 | 59,935,000 | 61,323,000 |
| Allowance for loan losses | 561,000 | 559,000 | 560,000 | 562,000 |
| Securities available for sale | 36,697,000 | 37,245,000 | 38,375,000 | 42,842,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,434,000 | 99,718,000 | 102,945,000 | 109,906,000 |
| Interest-bearing deposits | 80,531,000 | 83,196,000 | 86,812,000 | 88,541,000 |
| Noninterest-bearing deposits | 16,903,000 | 16,522,000 | 16,133,000 | 21,365,000 |
| Equity capital | 12,123,000 | 12,336,000 | 12,911,000 | 12,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,068,000 | 4,610,000 | 5,842,000 |
| Interest expense | 437,000 | 857,000 | 1,230,000 | 1,515,000 |
| Net interest income | 1,172,000 | 2,211,000 | 3,380,000 | 4,327,000 |
| Noninterest income | 227,000 | 470,000 | 729,000 | 995,000 |
| Noninterest expense | 827,000 | 1,725,000 | 2,594,000 | 3,501,000 |
| Provision for loan losses | 0 | 17,000 | 27,000 | 47,000 |
| Pretax income | 572,000 | 939,000 | 1,488,000 | 2,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 572,000 | 939,000 | 1,488,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,646,000 | 11,868,000 | 12,263,000 | 12,036,000 |
| Total capital | 12,206,000 | 12,427,000 | 12,822,000 | 12,598,000 |
| Risk-weighted assets | 56,803,000 | 57,692,000 | 59,478,000 | 62,787,000 |