Call reports 2007
LAMAR NATIONAL BANK — 2007
What LAMAR NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,732,000 | 102,510,000 | 102,961,000 | 102,525,000 |
| Total loans | 56,933,000 | 58,301,000 | 58,464,000 | 59,308,000 |
| Allowance for loan losses | 568,000 | 567,000 | 577,000 | 583,000 |
| Securities available for sale | 28,499,000 | 29,681,000 | 32,741,000 | 34,079,000 |
| Securities held to maturity | 74,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,968,000 | 90,600,000 | 90,537,000 | 90,192,000 |
| Interest-bearing deposits | 75,495,000 | 73,450,000 | 73,530,000 | 73,392,000 |
| Noninterest-bearing deposits | 17,473,000 | 17,150,000 | 17,007,000 | 16,800,000 |
| Equity capital | 10,796,000 | 10,979,000 | 11,533,000 | 11,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,158,000 | 4,743,000 | 6,336,000 |
| Interest expense | 457,000 | 959,000 | 1,490,000 | 2,058,000 |
| Net interest income | 1,102,000 | 2,199,000 | 3,253,000 | 4,278,000 |
| Noninterest income | 223,000 | 462,000 | 734,000 | 981,000 |
| Noninterest expense | 800,000 | 1,610,000 | 2,409,000 | 3,251,000 |
| Provision for loan losses | 15,000 | 41,000 | 71,000 | 83,000 |
| Pretax income | 510,000 | 1,010,000 | 1,507,000 | 1,925,000 |
| Income tax | 158,000 | 311,000 | 464,000 | 583,000 |
| Net income | 352,000 | 699,000 | 1,043,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,930,000 | 11,278,000 | 11,621,000 | 11,205,000 |
| Total capital | 11,498,000 | 11,844,000 | 12,198,000 | 11,788,000 |
| Risk-weighted assets | 54,879,000 | 52,174,000 | 54,857,000 | 56,894,000 |