Call reports 2006
LAMAR NATIONAL BANK — 2006
What LAMAR NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,711,000 | 97,401,000 | 102,375,000 | 100,991,000 |
| Total loans | 56,259,000 | 57,142,000 | 56,026,000 | 55,493,000 |
| Allowance for loan losses | 535,000 | 552,000 | 551,000 | 552,000 |
| Securities available for sale | 27,215,000 | 27,778,000 | 27,642,000 | 27,176,000 |
| Securities held to maturity | 79,000 | 78,000 | 77,000 | 75,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,944,000 | 86,474,000 | 90,956,000 | 89,899,000 |
| Interest-bearing deposits | 69,235,000 | 68,265,000 | 73,132,000 | 71,223,000 |
| Noninterest-bearing deposits | 17,709,000 | 18,209,000 | 17,824,000 | 18,676,000 |
| Equity capital | 10,021,000 | 10,251,000 | 10,784,000 | 10,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,744,000 | 4,205,000 | 5,699,000 |
| Interest expense | 346,000 | 714,000 | 1,137,000 | 1,573,000 |
| Net interest income | 1,000,000 | 2,030,000 | 3,068,000 | 4,126,000 |
| Noninterest income | 221,000 | 456,000 | 687,000 | 908,000 |
| Noninterest expense | 741,000 | 1,497,000 | 2,275,000 | 3,102,000 |
| Provision for loan losses | 7,000 | 24,000 | 59,000 | 76,000 |
| Pretax income | 473,000 | 965,000 | 1,421,000 | 1,856,000 |
| Income tax | 139,000 | 282,000 | 415,000 | 554,000 |
| Net income | 334,000 | 683,000 | 1,006,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,486,000 | 10,678,000 | 10,998,000 | 10,579,000 |
| Total capital | 11,020,000 | 11,230,000 | 11,549,000 | 11,131,000 |
| Risk-weighted assets | 53,005,000 | 54,198,000 | 54,507,000 | 53,950,000 |