Call reports 2002
LAMAR NATIONAL BANK — 2002
What LAMAR NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,064,000 | 95,021,000 | 96,262,000 | 93,303,000 |
| Total loans | 51,051,000 | 50,851,000 | 50,610,000 | 50,171,000 |
| Allowance for loan losses | 505,000 | 506,000 | 513,000 | 511,000 |
| Securities available for sale | 23,544,000 | 24,789,000 | 22,799,000 | 24,795,000 |
| Securities held to maturity | 719,000 | 642,000 | 541,000 | 516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,149,000 | 85,586,000 | 86,510,000 | 84,184,000 |
| Interest-bearing deposits | 76,068,000 | 71,885,000 | 71,522,000 | 70,685,000 |
| Noninterest-bearing deposits | 14,080,000 | 13,701,000 | 14,988,000 | 13,499,000 |
| Equity capital | 8,482,000 | 8,955,000 | 9,304,000 | 8,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 2,948,000 | 4,349,000 | 5,697,000 |
| Interest expense | 541,000 | 1,026,000 | 1,468,000 | 1,854,000 |
| Net interest income | 964,000 | 1,922,000 | 2,881,000 | 3,843,000 |
| Noninterest income | 204,000 | 419,000 | 640,000 | 877,000 |
| Noninterest expense | 684,000 | 1,385,000 | 2,085,000 | 2,834,000 |
| Provision for loan losses | 19,000 | 29,000 | 37,000 | 113,000 |
| Pretax income | 465,000 | 927,000 | 1,399,000 | 1,773,000 |
| Income tax | 156,000 | 311,000 | 471,000 | 600,000 |
| Net income | 309,000 | 616,000 | 928,000 | 1,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,326,000 | 8,633,000 | 8,944,000 | 8,486,000 |
| Total capital | 8,831,000 | 9,139,000 | 9,457,000 | 8,997,000 |
| Risk-weighted assets | 50,103,000 | 44,666,000 | 49,929,000 | 50,037,000 |