Call reports 2001
LAMAR NATIONAL BANK — 2001
What LAMAR NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,325,000 | 92,399,000 | 93,718,000 | 92,805,000 |
| Total loans | 50,666,000 | 51,363,000 | 52,889,000 | 52,375,000 |
| Allowance for loan losses | 500,000 | 509,000 | 498,000 | 492,000 |
| Securities available for sale | 20,467,000 | 20,472,000 | 22,772,000 | 21,748,000 |
| Securities held to maturity | 1,239,000 | 1,125,000 | 826,000 | 773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,892,000 | 83,717,000 | 84,531,000 | 84,167,000 |
| Interest-bearing deposits | 71,068,000 | 70,097,000 | 70,869,000 | 70,251,000 |
| Noninterest-bearing deposits | 13,824,000 | 13,620,000 | 13,662,000 | 13,916,000 |
| Equity capital | 7,968,000 | 8,293,000 | 8,742,000 | 8,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,415,000 | 5,081,000 | 6,667,000 |
| Interest expense | 802,000 | 1,604,000 | 2,358,000 | 2,985,000 |
| Net interest income | 911,000 | 1,811,000 | 2,723,000 | 3,682,000 |
| Noninterest income | 196,000 | 406,000 | 610,000 | 835,000 |
| Noninterest expense | 668,000 | 1,341,000 | 2,028,000 | 2,800,000 |
| Provision for loan losses | 0 | 6,000 | 15,000 | 26,000 |
| Pretax income | 439,000 | 870,000 | 1,290,000 | 1,691,000 |
| Income tax | 142,000 | 287,000 | 429,000 | 566,000 |
| Net income | 297,000 | 583,000 | 861,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,839,000 | 8,125,000 | 8,403,000 | 8,017,000 |
| Total capital | 8,339,000 | 8,634,000 | 8,901,000 | 8,509,000 |
| Risk-weighted assets | 50,727,000 | 50,788,000 | 51,810,000 | 50,992,000 |