Call reports 2021
CITIZENS BANK OF CLOVIS, THE — 2021
What CITIZENS BANK OF CLOVIS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 414,865,000 | 425,801,000 | 453,548,000 | 448,926,000 |
| Total loans | 200,083,000 | 190,024,000 | 188,231,000 | 192,808,000 |
| Allowance for loan losses | 1,969,000 | 1,969,000 | 1,969,000 | 1,969,000 |
| Securities available for sale | 120,998,000 | 143,592,000 | 182,127,000 | 183,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,954,000 | 366,005,000 | 387,063,000 | 388,116,000 |
| Interest-bearing deposits | 262,404,000 | 264,778,000 | 283,776,000 | 276,677,000 |
| Noninterest-bearing deposits | 94,550,000 | 101,227,000 | 103,287,000 | 111,439,000 |
| Equity capital | 47,005,000 | 47,569,000 | 48,159,000 | 46,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,950,000 | 8,741,000 | 11,701,000 |
| Interest expense | 473,000 | 922,000 | 1,391,000 | 1,791,000 |
| Net interest income | 2,403,000 | 5,028,000 | 7,350,000 | 9,910,000 |
| Noninterest income | 232,000 | 374,000 | 661,000 | 905,000 |
| Noninterest expense | 1,589,000 | 3,099,000 | 4,596,000 | 6,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,046,000 | 2,283,000 | 3,395,000 | 4,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,046,000 | 2,283,000 | 3,395,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,305,000 | 46,757,000 | 47,441,000 | 48,648,000 |