Call reports 2018
CITIZENS BANK OF CLOVIS, THE — 2018
What CITIZENS BANK OF CLOVIS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 355,636,000 | 346,867,000 | 355,003,000 | 352,815,000 |
| Total loans | 207,887,000 | 201,554,000 | 205,411,000 | 194,415,000 |
| Allowance for loan losses | 2,167,000 | 2,169,000 | 2,169,000 | 2,152,000 |
| Securities available for sale | 114,405,000 | 110,187,000 | 105,251,000 | 106,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,209,000 | 295,214,000 | 304,462,000 | 300,706,000 |
| Interest-bearing deposits | 236,121,000 | 229,684,000 | 240,454,000 | 233,965,000 |
| Noninterest-bearing deposits | 61,088,000 | 65,530,000 | 64,008,000 | 66,741,000 |
| Equity capital | 37,286,000 | 37,175,000 | 37,527,000 | 39,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,743,000 | 10,156,000 | 13,791,000 |
| Interest expense | 496,000 | 1,029,000 | 1,593,000 | 2,242,000 |
| Net interest income | 2,809,000 | 5,714,000 | 8,563,000 | 11,549,000 |
| Noninterest income | 270,000 | 517,000 | 766,000 | 1,005,000 |
| Noninterest expense | 1,427,000 | 2,891,000 | 4,448,000 | 6,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,652,000 | 3,340,000 | 4,881,000 | 6,185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,652,000 | 3,340,000 | 4,881,000 | 6,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,483,000 | 40,764,000 | 41,616,000 | 42,921,000 |
| Total capital | 42,650,000 | 42,933,000 | 43,785,000 | 45,073,000 |
| Risk-weighted assets | 234,381,000 | 229,366,000 | 236,878,000 | 232,460,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF CLOVIS, THE — 2018 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.