Call reports 2016
CITIZENS BANK OF CLOVIS, THE — 2016
What CITIZENS BANK OF CLOVIS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 355,146,000 | 367,879,000 | 364,775,000 | 356,818,000 |
| Total loans | 175,669,000 | 197,928,000 | 205,088,000 | 196,178,000 |
| Allowance for loan losses | 1,609,000 | 1,714,000 | 1,815,000 | 1,815,000 |
| Securities available for sale | 143,689,000 | 138,081,000 | 131,538,000 | 121,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,652,000 | 304,579,000 | 302,870,000 | 309,357,000 |
| Interest-bearing deposits | 240,966,000 | 239,901,000 | 239,535,000 | 241,365,000 |
| Noninterest-bearing deposits | 62,686,000 | 64,678,000 | 63,335,000 | 67,992,000 |
| Equity capital | 36,033,000 | 37,074,000 | 37,473,000 | 35,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,736,000 | 5,652,000 | 8,737,000 | 11,582,000 |
| Interest expense | 440,000 | 908,000 | 1,402,000 | 1,870,000 |
| Net interest income | 2,296,000 | 4,744,000 | 7,335,000 | 9,712,000 |
| Noninterest income | 263,000 | 513,000 | 759,000 | 1,019,000 |
| Noninterest expense | 1,500,000 | 3,029,000 | 4,477,000 | 6,034,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 300,000 |
| Pretax income | 983,000 | 2,104,000 | 3,393,000 | 4,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 983,000 | 2,104,000 | 3,393,000 | 4,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,451,000 | 36,716,000 | 37,435,000 | 38,516,000 |
| Total capital | 38,060,000 | 38,430,000 | 39,250,000 | 40,331,000 |
| Risk-weighted assets | 208,052,000 | 234,785,000 | 237,853,000 | 245,099,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF CLOVIS, THE — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.