Call reports 2009
CITIZENS BANK OF CLOVIS, THE — 2009
What CITIZENS BANK OF CLOVIS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 230,379,000 | 236,982,000 | 245,320,000 | 249,038,000 |
| Total loans | 111,058,000 | 113,165,000 | 121,637,000 | 125,774,000 |
| Allowance for loan losses | 1,335,000 | 1,367,000 | 1,389,000 | 1,391,000 |
| Securities available for sale | 98,036,000 | 96,294,000 | 109,330,000 | 109,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,727,000 | 190,641,000 | 194,676,000 | 203,439,000 |
| Interest-bearing deposits | 146,360,000 | 146,806,000 | 154,023,000 | 157,246,000 |
| Noninterest-bearing deposits | 38,367,000 | 43,835,000 | 40,653,000 | 46,193,000 |
| Equity capital | 31,775,000 | 31,320,000 | 32,978,000 | 31,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,792,000 | 5,527,000 | 8,262,000 | 11,141,000 |
| Interest expense | 696,000 | 1,348,000 | 1,977,000 | 2,595,000 |
| Net interest income | 2,096,000 | 4,179,000 | 6,285,000 | 8,546,000 |
| Noninterest income | 200,000 | 437,000 | 668,000 | 883,000 |
| Noninterest expense | 1,329,000 | 2,556,000 | 4,004,000 | 5,596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,325,000 | 2,625,000 | 3,534,000 | 4,719,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,325,000 | 2,625,000 | 3,534,000 | 4,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,214,000 | 31,857,000 | 32,239,000 | 30,951,000 |
| Total capital | 32,549,000 | 33,224,000 | 33,628,000 | 32,342,000 |
| Risk-weighted assets | 109,540,000 | 113,880,000 | 119,291,000 | 122,779,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF CLOVIS, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.