Call reports 2025
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2025
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 54,897,000 | 56,802,000 | 55,759,000 | 54,394,000 |
| Total loans | 41,901,000 | 41,310,000 | 42,048,000 | 40,911,000 |
| Allowance for loan losses | 526,000 | 514,000 | 534,000 | 580,000 |
| Securities available for sale | 159,000 | 150,000 | 144,000 | 136,000 |
| Securities held to maturity | 4,553,000 | 4,568,000 | 4,772,000 | 5,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,942,000 | 48,725,000 | 47,484,000 | 46,152,000 |
| Interest-bearing deposits | 33,091,000 | 33,455,000 | 32,734,000 | 32,627,000 |
| Noninterest-bearing deposits | 13,851,000 | 15,270,000 | 14,750,000 | 13,525,000 |
| Equity capital | 7,070,000 | 7,202,000 | 7,393,000 | 7,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,612,000 | 2,463,000 | 3,276,000 |
| Interest expense | 138,000 | 275,000 | 411,000 | 540,000 |
| Net interest income | 652,000 | 1,337,000 | 2,052,000 | 2,736,000 |
| Noninterest income | 55,000 | 114,000 | 176,000 | 330,000 |
| Noninterest expense | 391,000 | 792,000 | 1,192,000 | 1,656,000 |
| Provision for loan losses | 0 | 115,000 | 150,000 | 205,000 |
| Pretax income | 310,000 | 542,000 | 882,000 | 1,188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 542,000 | 882,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,069,000 | 7,202,000 | 7,391,000 | 7,374,000 |
| Total capital | — | 7,733,000 | — | — |
| Risk-weighted assets | — | 42,469,000 | — | — |