Call reports 2020
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2020
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 41,418,000 | 44,742,000 | 44,526,000 | 45,443,000 |
| Total loans | 30,761,000 | 30,736,000 | 30,504,000 | 32,275,000 |
| Allowance for loan losses | 455,000 | 434,000 | 421,000 | 466,000 |
| Securities available for sale | 269,000 | 267,000 | 13,000 | 12,000 |
| Securities held to maturity | 3,153,000 | 2,993,000 | 3,860,000 | 3,511,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,101,000 | 38,338,000 | 38,127,000 | 39,114,000 |
| Interest-bearing deposits | 25,572,000 | 26,490,000 | 26,529,000 | 26,109,000 |
| Noninterest-bearing deposits | 9,529,000 | 11,848,000 | 11,598,000 | 13,005,000 |
| Equity capital | 5,562,000 | 5,645,000 | 5,629,000 | 5,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,064,000 | 1,532,000 | 2,001,000 |
| Interest expense | 47,000 | 92,000 | 132,000 | 168,000 |
| Net interest income | 466,000 | 972,000 | 1,400,000 | 1,833,000 |
| Noninterest income | 51,000 | 91,000 | 139,000 | 193,000 |
| Noninterest expense | 386,000 | 748,000 | 1,110,000 | 1,474,000 |
| Provision for loan losses | 25,000 | 25,000 | 30,000 | 90,000 |
| Pretax income | 106,000 | 290,000 | 399,000 | 462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 290,000 | 399,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,561,000 | 5,645,000 | 5,629,000 | 5,566,000 |
| Total capital | — | 6,059,000 | 6,042,000 | 5,996,000 |
| Risk-weighted assets | — | 33,114,000 | 33,058,000 | 34,327,000 |