Call reports 2016
FARMERS STATE BANK, ALLEN, OKLAHOMA — 2016
What FARMERS STATE BANK, ALLEN, OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,216,000 | 43,809,000 | 44,679,000 | 44,007,000 |
| Total loans | 36,060,000 | 37,318,000 | 37,546,000 | 35,505,000 |
| Allowance for loan losses | 441,000 | 448,000 | 428,000 | 431,000 |
| Securities available for sale | 574,000 | 567,000 | 562,000 | 555,000 |
| Securities held to maturity | 2,616,000 | 2,451,000 | 2,041,000 | 2,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,356,000 | 37,450,000 | 38,668,000 | 37,910,000 |
| Interest-bearing deposits | 28,585,000 | 28,748,000 | 29,506,000 | 28,614,000 |
| Noninterest-bearing deposits | 9,770,000 | 8,702,000 | 9,161,000 | 9,296,000 |
| Equity capital | 5,161,000 | 5,222,000 | 5,276,000 | 5,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,141,000 | 1,725,000 | 2,301,000 |
| Interest expense | 31,000 | 64,000 | 103,000 | 142,000 |
| Net interest income | 530,000 | 1,077,000 | 1,622,000 | 2,159,000 |
| Noninterest income | 56,000 | 124,000 | 189,000 | 249,000 |
| Noninterest expense | 381,000 | 742,000 | 1,103,000 | 1,489,000 |
| Provision for loan losses | 0 | 20,000 | 40,000 | 60,000 |
| Pretax income | 205,000 | 439,000 | 668,000 | 859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 439,000 | 668,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,161,000 | 5,222,000 | 5,276,000 | 5,263,000 |
| Total capital | 5,602,000 | 5,670,000 | 5,704,000 | 5,694,000 |
| Risk-weighted assets | 37,657,000 | 36,008,000 | 38,486,000 | 36,345,000 |